If you drive a vehicle in Wagoner, Oklahoma, you are required to maintain minimum liability insurance coverage. Liability insurance covers damages you cause to other vehicles and other people.
However, liability insurance does not cover your vehicle. Oklahoma requires that every driver carry the following minimum liability insurance coverage:
$25,000 for the injury or death to one person,
$50,000 for the injury or death to more than one person in a single vehicle,
$25,000 for property damage.
Driving without insurance in Oklahoma can result in losing your license, having your car impounded, and your license plate confiscated.
Having no proof of liability insurance, even if you actually have a policy, also carries serious consequences.
If you are stopped at a checkpoint or you are involved in an accident without insurance, you need to contact our Wagoner criminal attorneys as soon as possible. It is important to discuss your legal rights since driving without insurance is usually a misdemeanor crime.
Oklahoma’s Laws Regarding No Proof of Liability Insurance
In addition to maintaining minimum liability insurance coverage, Oklahoma laws also require that you keep a valid form of your proof of liability insurance in your vehicle at all times. You must provide this proof to law enforcement when requested.
Under 47 O.S. §7-602.1, “Every operator of a motor vehicle registered in this state shall, while operating or using such vehicle, carry either an operator’s or an owner’s security verification form issued by an insurance carrier or an equivalent form issued by the Department of Public Safety, reflecting liability coverage.”
Therefore, if you have been charged under this statute, you need to contact our Wagoner insurance attorneys as soon as possible.
Potential Consequences for No Proof of Insurance in Oklahoma
This may seem like a minor charge, so you may not think that you need an attorney. However, being found guilty of this offense can result in fines and a suspended driver’s license.
If you are convicted of driving with no proof of liability insurance, your license will be suspended by the Department of Public Safety. You must then pay fees and provide proof of liability insurance before your driver’s license will be reinstated.
If you had liability insurance but did not have proof of insurance, you may be able to appear in court and provide proof of insurance to avoid fines and suspension of your driver’s license.
You must follow all procedures set forth by the statutes governing this offense in order to avoid the potential consequences of not having proof of insurance in your vehicle.
Therefore, if you are worried about paying fines and losing your driver’s license, you may wish to consult with an attorney who is experienced in automobile insurance issues prior to your court date.
Attending court for any offense is a serious matter – do not make the mistake of attempting to represent yourself if you have been charged with any traffic offense.
Contact the Wirth Law Office in Wagoner for a Consultation
If you are found guilty of no proof of liability insurance, you will face serious penalties. Our attorneys can help you defend a ticket for no proof of liability insurance. Because you rely on being able to legally drive your vehicle, you need an attorney who has successfully defended this type of charge in the past.
Our Wagoner criminal defense attorneys take your case very seriously. Contact the Wirth Law Office – Wagoner at 918-485-0335 for a confidential consultation. We will explain how our knowledge and resources can help you successfully defend your failure to provide proof of insurance charge.
